DR. JOYA'S IN HOUSE COMPLICATION FUND

This program has been designed to reduce the costs of complications for all patients who opt to join the group covered under this program.

HOW IT WORKS:

If you decide you want to join this group, the cost to join is $500us.  This amount is deposited prior to your surgery into a special account designed to cover the cost of complications.  Once you are part of this group, and if you have a complication which arises during surgery, then you will not be responsible for any of the costs arising from the complication while you are in Puerto Vallarta*.  Dr. Joya would cover all hospital costs, and medical fees associated with the complication arising from surgery.  Once you join the group your payment is nonrefundable and will not be returned even if you do not have a complication during surgery.  This concept is a shared cost concept with respect to complications.  Everyone who joins will pay a little instead of having a large complication cost is something were to occur during surgery. 

WHAT IS INCLUDED:

- All medical costs incurred from the surgery complication while the patient is still in Puerto Vallarta.

- All hospital costs incurred because of the complication while the patient is still in Puerto Vallarta.

- Basically this coverage includes only medical fees and hospital fees incurred by the patient resulting from the surgery and the complication arising out of the surgery.

WHAT IS NOT INCLUDED:

- Flight for Life

- Any costs associated with changes to airline tickets and transportation.

- Costs associated with additional nights at the hotel.

- Costs associated with family members coming to Vallarta.

- In case of death, any costs associated with transporting the patient back to the US or cremation.  Nor any costs associated with paperwork required to return back to the US.

-Anything that is not a medical or hospital expense is not included in the program.

Coverage ends when you are discharged by Dr. Joya and you go home.  Any complications that arise after you leave Puerto Vallarta are not included in this program.  This program is designed to help reduce the costs of complications when they occur.  Usually complications occur in less than 1% of the instances in Lapband and Gastric Sleeve surgery and less than 3% of the instances in Gastric Bypass surgery according to Dr. Joya.  Dr. Joya may end this program at any time and if he does end this program all patients who have joined this group will be refunded their $500 fee so long as their surgery has not yet taken place.  You will only qualify for this group if you have never had a prior bariatric surgery.  Also you will not qualify for the group if you have had an open surgery or scar that runs from your breasts to your belly.

This fund is designed to help reduce the medical costs of complications which may arise during the procedure.   THIS IS NOT INSURANCE.

For more info please contact us regarding this group.